The OSBA Insurance Agency LLC serves as the broker and manager of OSBA's insurance program, which offers protection and peace of mind for difficult situations. OSBA provides $100,000 of business travel accidental death and dismemberment (AD&D) insurance coverage to school board members as a free membership benefit. Coverage applies when board members are performing school board business, on school property or traveling in their capacity as board members. The OSBA Insurance Agency LLC also offers business travel AD&D insurance to school district administrators for a low annual premium. Additionally, board members and administrators can purchase personal AD&D coverage for themselves and their families at affordable rates.